Qonto
Tool : standalone product, used directly
Business account with AI-powered pre-accounting (invoice OCR, categorisation).
For an excellent business account with a light accounting layer.
What it does, concretely
Managing a company's finances often means juggling a bank account, invoicing software, expense tracking and an accountant. Qonto brings these functions together in a single interface designed for freelancers, small and medium-sized businesses.
In practice, Qonto offers a regulated business account combined with AI-powered features: automatic drafting of quotes and invoices, import and verification of supplier invoices, transaction categorisation and automated reconciliation. The user validates every action before it is executed, the AI never acts on its own.
The platform is aimed at company founders, sole traders, and businesses structured as SAS, SASU, SARL, EURL or SCI who want to spend less time on financial admin without subscribing to multiple tools.
It is less suited to large enterprises with highly specific banking requirements or to those who prefer a traditional bank with a physical branch.
What it offers
- ·Regulated business account with Mastercard debit and credit cards, SEPA and international transfers, Apple Pay and Google Pay.
- ·Account balance remuneration of up to 5% on your Qonto balance (paid).
- ·Compliant invoicing with embedded payment links, AI-assisted quote and invoice drafting, and real-time status tracking.
- ·Automatic AI import of supplier invoices with flagging of items to check and one-click payment.
- ·AI agents integrated directly into Qonto workflows, with all actions logged and traceable.
- ·MCP connection to use Qonto data inside the AI tools you already work with daily.
- ·Integration with over 2,000 external tools and accounts for automatic data synchronisation.
- ·Guided company creation from paperwork to Kbis in under 24 hours.
In practice
- Price
- Paid · from 9 €
- Commercial use
- Commercial use: yes
- Available on
- web, ios, android
- FR interface
- Yes
Security and data
- Rating
- Security: nothing to flag
- Your data
- Data with the vendor
- Known incidents
- Aucun majeur.
- Maintenance
- Active
Card verified on 13 September 2026 · added on 1 January 2017