Linxo
Tool : standalone product, used directly
Free banking aggregator with budget and investment tracking.
The best free option for aggregating your accounts in France.
What it does, concretely
Managing several accounts across different banks often means juggling multiple apps and interfaces. Linxo Lab centralises all your accounts in one place, whether they are current accounts, savings accounts, PEA investment accounts or even cryptocurrency wallets, giving you a complete picture of your finances.
The app automatically aggregates your banking data through more than 1,700 bank connectors. Every transaction is sorted by category (rent, groceries, outings...) and intuitive charts help you visualise your spending habits. You can also send and receive instant payments via a QR code, to the account of your choice.
Linxo Lab is aimed at individuals who want to track their budget and savings on a daily basis at no cost, as well as freelancers and self-employed professionals who want to combine business and personal accounts for a 360-degree view of their finances.
The app is less suited to those looking for advanced accounting tools or personalised investment advice, as Linxo Lab focuses on visualisation and tracking without individualised financial guidance.
What it offers
- ·Aggregation of more than 1,700 banking institutions to centralise current accounts, savings accounts, PEA and cryptocurrencies in a single interface.
- ·Automatic categorisation of expenses by type (rent, groceries, outings, subscriptions...) with tracking charts.
- ·Summary view of income and expenses to analyse your monthly budget and avoid end-of-month surprises.
- ·Instant payment and collection via QR code, to the account of your choice, between individuals or in a professional context.
- ·Investment and savings tracking, including holdings by asset class.
- ·Balance forecast feature (expected by end of June 2026).
- ·Available on iOS, Android and web browser, with no subscription fee.
In practice
- Price
- Free
- Commercial use
- Commercial use: no
- Available on
- ios, android, web
- FR interface
- Yes
Security and data
- Rating
- Security: nothing to flag
- Your data
- Data with third parties
- Known incidents
- Aucun majeur.
- Maintenance
- Active
- Last release
- 1 June 2026
Card verified on 13 September 2026 · added on 1 January 2010